If you work in the maritime industry in New York, you may have heard of the Longshore and Harbor Worker’s Compensation Act. If you are covered or think you may be covered under this Act, it is a good idea to familiarize yourself with its details. The United States Department of Labor outlines what Longshore Act covers.
Employers may be held responsible for paying for medical care and any ongoing medical expenses under the Act. In addition, you, your spouse and your children are all entitled to compensation that is a percentage of your average weekly wages. The Act does impose maximum rate limits. However, in general, in the event of your death, your children can get 16 2/3 percent and your spouse would get 50 percent. If you are injured, you are awarded compensation of 66 2/3 percent. There is also a provision for timely payment. Depending on the situation, you could get an additional 10 to 20 percent if the payment is 10-14 days late.