Who Will Pay Your Medical Bills if You’re Injured in a Maritime Accident?
Medical bills can add up quickly after a maritime accident. New York and New Jersey seamen and other maritime employees who are injured on the job can suffer significant injuries including broken bones, head traumas, traumatic brain injuries and injuries related to hypothermia.
While medical insurance may cover some of these costs, some injured maritime workers incur medical expenses that are not covered by insurance and some maritime workers do not have any insurance. Various federal maritime laws provide protection for these workers and require that certain medical costs be covered by their employers.
The Jones Act Protects Seamen
The Jones Act allows a maritime worker who meets the Act’s definition of being a seaman to recover damages for “maintenance and cure” until the seaman has reached the maximum medical cure. Cure includes medical care up until the point when the worker is no longer improving from medical treatment.
Other Maritime Laws Protect Other Maritime Employees
Other federal maritime laws provide relief to maritime employees who are not seamen. For example, the Longshore and Harbor Workers’ Compensation Act allows longshoremen and harbor workers to recover for reasonable and necessary medical treatment.
Contact a New York and New Jersey Maritime Accident Lawyer After an Injury
In order for your medical expenses to be covered, you need to follow the specific rules set forth in the federal law that is applicable to you. Additionally, you may be entitled to other compensation based on the laws described above and other laws that may be applicable to your case.
Therefore, it is important to contact a New Jersey and New York maritime injury attorney as soon as possible after your accident. The experienced admiralty lawyers of Hofmann & Schweitzer can be reached at 1-800-3-MAY-DAY or via our online contact form for a free consultation.