Accident and Injury Frequently Asked Questions

Many accident victims are overwhelmed by their injuries, and the thought of a legal case can seem daunting. At Hofmann & Schweitzer, our legal team understands these feelings, and we’ve compiled our thoughts on many common worries here to help you get started finding the answers you need to protect yourself and your family. If you’ve been hurt in a construction, maritime, or railroad accident, browse our FAQs today.

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  • What is my maritime injury case worth?

    Lawyer Calculating Compensation in a Maritime Injury CaseThis is often one of the first questions that our clients ask us. Whether they are injured maritime workers or they have lost a loved one in a maritime accident, the people who come to us want an end to their financial and emotional burdens and proper payment for their pain and suffering.

    Unfortunately, there is no easy answer to how much a person may recover by filing a maritime injury lawsuit. Every case has its own variables, facts, and legal issues that will determine the potential value of the case. That said, there are certain types of damages that can be recovered, and typical factors that influence these kinds of cases.

    Factors That Can Affect Compensation in a Maritime Injury Case

    While each case is different, many of our clients are able to recover compensation for monetary losses related to the injury. This often includes medical expenses, rehabilitation costs, past wage losses, and the ability to earn a living in the future. There may also be an amount recoverable for pain and suffering damages.

    At Hofmann & Schweitzer, we examine the details of your case and estimate the value of the claim based on:

    • Liability. A case will not be worth anything if an injured party cannot prove fault. We examine whether negligence can be proven, and whether the strength of the evidence is sufficient to convince a defendant to settle or convince a judge of negligence.
    • The severity of the injury. We examine the total and combined costs of the injury, including how much they have already cost and how they are likely to impact the seaman’s future. If the injury has resulted in disability, we must estimate losses that result from the seamen’s inability to work again, or vocational losses caused by early retirement or changing jobs.
    • Defendant’s financial condition. The amount and limits of the defendant’s insurance greatly impact potential recovery, as does the defendant’s conduct with regard to safety and adherence to state and federal laws.

    We encourage you to find out more about your rights if you have suffered from a maritime injury. Contact one of our New York and New Jersey maritime accident attorneys today via our online contact form, or call 800-362-9329 and let an experienced maritime injury lawyer provide you with an opinion about how much your maritime injury case is worth. For more information on your case, be sure to download your complimentary copy of Are You a Seaman Injured in a Maritime Accident? Know Your Rights.

     

  • What is the Public Vessels Act?

    United States Government Ship in Harbor Hofmann & SchweitzerThe Public Vessels Act (PVA) is a federal maritime law that was enacted to grant compensation to injured parties onboard U.S. government ships. Before the PVA, workers injured on “public” vessels (owned or operated by the federal government) could not sue for damages because the United States was immune from injury lawsuits. Today, domestic and foreign workers who are injured while working on a government-owned vessel can sue the government to recover medical payments, lost income, and other damages.

    What Maritime Workers Should Know About the Public Vessels Act

    The PVA applies to maritime cases where an injury occurred during the course of employment by the government, on board a government-operated vessel, or a government-owned vessel that is operated by a private contractor. Citizens of other countries may also qualify to file lawsuits under the PVA, as long as similar laws exist for the benefit of U.S. citizens in the non-U.S. citizen's country.

    In order to recover compensation under the PVA, an injured worker will have to:

    Show proof of negligence.

    Just as in other types of injury cases, an employee will have to prove negligence to win maritime injury compensation. This includes providing evidence that the U.S. government's negligence contributed to a worker’s injury or death.

    Overcome the discretionary function exemption.

    The government may be exempt from liability in cases where the worker had the ability to use his or her own judgment in performing the action that led to an injury. An experienced maritime law attorney can carefully examine federal laws or policies to determine whether the worker had an element of choice in performing his or her duties.

    File before the statute of limitations.

    Although there is a three-year period in which to bring claims under general maritime law and the Jones Act, Public Vessels Act cases must be filed within two years after the injury or death occurs.

    If you have suffered an injury aboard a government vessel, our maritime personal injury attorneys can determine who may be liable and what you are owed under the law. Contact us online or call (800) 362-9329 today to speak with a maritime lawyer at Hofmann & Schweitzer or download your complimentary copy of Are You a Seaman Injured in a Maritime Accident? Know Your Rights today.

     

  • What is the status test for compensation under the Longshore and Harbor Workers’ Compensation Act?

    Large Ship Being Loaded While DockedSince 1927, the Longshore and Harbor Workers’ Compensation Act (LHWCA) has provided federal benefits to some maritime workers who are hurt on the job. According to Section 2(3), only maritime workers who are performing certain job-related tasks are eligible for LHWCA benefits.

    This Is Known as the Status Test

    Generally, in order to qualify for LHWCA benefits, a worker must perform maritime-related job duties. Some maritime workers who are eligible for LHWCA benefits include:

    • Longshoremen
    • Shipbuilders and repairmen
    • Shipyard workers
    • Waterfront crane operators
    • Terminal workers
    • Maritime construction workers
    • Civilian workers on overseas military bases
    • Workers on oil wells, natural gas wells, and other offshore facilities dealing with the natural resources of the Outer Continental Shelf
    • Civilians employed in post exchanges on military bases and those who are paid to boost the morale of United States military troops

    Some of the workers who are not covered by the LHWCA include:

    • Workers covered by the Jones Act
    • People who perform office tasks such as secretarial work
    • Security personnel
    • Maritime workers who got hurt while they were drunk
    • Maritime workers who meant to hurt themselves or others
    • Government employees
    • People who work in businesses near harbors and ports and who are covered by state workers’ compensation laws

    These people may be able to recover workers’ compensation benefits in other ways. However, if you are one of the people who does qualify for LHWCA benefits pursuant to the status test, then it is time to consider whether you also meet the requirements for the situs test found in section 3(a) of the law.

    Find Out If You Qualify for LHWCA Benefits ASAP

    Your time to file for federal workers’ compensation benefits pursuant to the LHWCA is very short. Accordingly, we encourage you to contact our New York maritime injury lawyers today for a free and confidential consultation about your rights. We will make sure that you pursue a fair and just recovery pursuant to the right law. Call us or start a live chat with us now to learn more.

     

  • What is the situs test for compensation under the Longshore and Harbor Workers’ Compensation Act?

    Ship Receiving Various Repairs While DockedThe Longshore and Harbor Workers’ Compensation Act (LHWCA) is a federal workers’ compensation law that provides benefits to some maritime workers who are hurt on the job. In order to qualify for LHWCA benefits, an injured maritime worker must meet the specific eligibility requirements of the law.

    Where Were You Injured?

    The situs test involves where you were when you suffered your injuries. When the LHWCA originally became law in 1927, it only applied to maritime workers who were hurt on boats that were on navigable waters. Over the years, this definition was found to be too limiting. It excluded maritime workers who were on land but who were working on building, fixing, loading, or unloading vessels.

    Today, the LHWCA applies to maritime workers who are hurt on, near, or adjacent to navigable waters. It includes people who are on:

    • Vessels, but are not considered seamen pursuant to the Jones Act
    • Piers
    • Wharves
    • Drydocks
    • Oil rigs
    • Natural gas drilling platforms
    • Marine railways
    • Terminals
    • Building ways

    Maritime workers who are far from the water will, therefore, not be eligible for LHWCA benefits because of the situs test.

    The Situs Test Is Just One LHWCA Requirement

    You may meet the requirements of the situs test, but to qualify for LHWCA benefits, you are also going to have to meet the status test. If you satisfy the requirements of both the situs test and the status test, then you may be able to receive compensation for a good portion of your income and compensation for all of your injury-related medical expenses.

    To learn more about your rights and about whether you may qualify for LHWCA compensation, please contact the experienced maritime lawyers of Hofmann & Schweitzer today. You have a very short amount of time to file an LHWCA claim, and you don’t want to miss the deadline. Call us or reach out to us via this website today to schedule your free initial consultation.

     

  • How much does a maritime injury lawyer cost?

    Green Piggy Bank on Top of a CalculatorMost injury victims hesitate to seek legal representation because they are unsure whether they can afford an attorney. The truth is that for many injured maritime workers, the amount they stand to gain is far greater than the costs of an attorney’s fees—and most of the legal costs can be paid after the case has been settled.

    How Maritime Injury Lawyers Charge for Their Services

    Some attorneys charge clients by the billable hour, assessing a flat fee for each hour spent working on the case. However, this method may not be ideal for injury victims who are struggling financially after to an accident. As a result, injury attorneys offer alternative fee structures to give victims access to their legal rights without incurring any upfront costs.

    Injury attorneys can serve clients in ways that will not place an unreasonable burden on the victim, including:

    Contingent Fees.

    The majority of injury cases are taken on a contingency fee basis, meaning the attorney receives a portion of the amount he or she recovers for the victim. The attorney covers all upfront expenses, including filing fees and court costs. If the victim’s case is not successful, the victim will only have to pay the attorney’s out-of-pocket expenses—the victim will not owe the attorney any fees.

    Expenses After Settlement.

    Legal expenses (such as hiring experts to testify, hiring an investigator or photographer, document copying, and records requests) are not part of an attorney’s fees, and must be paid whether or not the case is successful. However, in a contingency fee arrangement, these costs can be deducted from the settlement rather than paid out of the victim’s pocket.

    Free Initial Consultations.

    Injury attorneys will want to make sure a maritime injury or Jones Act case is valid before agreeing to represent the client. By offering a free consultation, the attorney can determine whether the maritime employee has a right to recover legal damages, and victims can get the legal advice they need at no cost to them.

    Our nationwide maritime injury lawyers have experience in all aspects of maritime law and personal injury law, and can advise you on your rights free of charge. Contact us online or call (800) 362-9329 today to speak with a maritime lawyer at Hofmann & Schweitzer or download your complimentary copy of Are You a Seaman Injured in a Maritime Accident? Know Your Rights today.

     

  • What is unseaworthiness?

    Unseaworthy Vessel That Has Not Been Mantained Hofmann & SchweitzerLike all employers, shipowners are required to provide their employees with a reasonably safe work environment. If the vessel is not safe for navigation, the maritime employer or shipowner can be named in a negligence lawsuit, allowing the injured seaman to recover injury costs and punitive damages.

    Understanding Unseaworthiness Under Maritime Law

    A ship does not have to be in disrepair or completely unable to sail to be rendered “unseaworthy.” In order for a vessel to be considered seaworthy under maritime law, the vessel must be suitable and able to perform its specific and intended functions without placing seaman at unnecessary risk.

    Some Examples of Unseaworthy Conditions

    Poor Maintenance 

    All parts of the ship, including the hull, structure, decks, and equipment, must be adequately maintained and regularly inspected to ensure they are fit for use.

    Improper Design 

    A vessel may be unseaworthy if it attempts to perform work (such as towing or dredging) that it was not designed to do. A vessel may also be flawed if the original design specifications made the ship inherently unsafe.

    Outdated or Failing Components 

    Any one component that is dangerous can render the entire vessel unseaworthy, such as cranes, winches, lines, cables, or other necessary equipment.

    Untrained or Inadequate Crew Members 

    Since the crew is necessary to the function of the ship, an inadequate crew can be considered an unseaworthy condition. An inadequate crew member could be one that is drunk on the job, was not properly trained for the specific work being performed, or otherwise caused a seaman to be injured in the course of his duties.

    In a Jones Act negligence case, the burden of proof on the injured seamen is very light. However, the injured seamen will still have to establish a direct link between the unseaworthy condition and the injury. Our maritime accident lawyers know what evidence is required to prove negligence in unseaworthiness claims, and can advise you of your rights at no cost to you. Contact us online or call (800) 362-9329 today to speak with a maritime lawyer at Hofmann & Schweitzer. You can also download your complimentary copy of Are You a Seaman Injured in a Maritime Accident? Know Your Rights today.

     

  • What are some common tactics insurance companies use to limit maritime injury claims?

    Hofmann and Schweitzer Maritime Injury ClaimsAfter you have been injured on the job, you may be relying on your employer to provide payment for your medical bills and lost income. Unfortunately, many employers and their insurance companies will first look for ways to limit or deny claims instead of paying out.

    5 Ways Insurers Deny Fair Payment for a Maritime Injury

    Injury treatments can have expensive and long-lasting effects, and it is far more profitable for the insurance company to deny valid claims than pay for them. Some insurers may claim that the injury was caused by a pre-existing medical condition, or stop payments before the worker’s injuries have healed, forcing him to return to work too soon.

    Insurers use many different tactics to deny maritime employees fair compensation, but the most common methods include:

    Offering An Early Settlement For Your Maritime Injury 

    Insurance companies have teams of adjusters to calculate how much your claim could potentially cost them, allowing them to offer settlements for a fraction of the full amount. Once you accept a settlement, you cannot ask for more money later—even if your injury prevents you from earning a living.

    Taking Statements Regarding Your Maritime Injury

    Insurers will typically contact injured employees soon after the accident to obtain a recorded statement. While they may claim that these statements are used to document the incident, they are actually fact-finding missions to discover potential ways to deny benefits. For this reason, injured workers should never agree to give a recorded statement to an insurer or employer.

    Refusing Your Choice of Physician 

    Injured maritime employees have the right to choose the physician who will perform and oversee their treatment. However, employers may attempt to steer the employee toward one of the company’s recommended physicians. These doctors may be on the company payroll or otherwise influenced by the employer, and may release you to return to work before you are ready.

    Forcing You To See a Company Doctor 

    Even if you have already selected a doctor for your treatment, your employer may require you to see the company physician. However, submitting to this request can severely damage your maritime claim. Company physicians may not perform adequate or expensive diagnostic testing, advise you to resume working as early as possible, or make entries in your medical record that can be used against you in the future.

    Attacking Your Credibility 

    If the insurer thinks you have a good chance at collecting compensation, the company may perform surveillance of your activities in order to convince a judge that you are lying about the extent of your injuries. The company may also use your own words against you, especially any statements or accusations you made early in your claim.

    Our New York City maritime attorneys can fight on your side to get you the maximum you may be owed for your injury. Simply call (800) 362-9329 today to speak with a lawyer at Hofmann & Schweitzer or download your complimentary copy of Are You a Seaman Injured in a Maritime Accident? Know Your Rights today.

     

  • What are the biggest risks to divers who perform underwater welding?

    Maritime Welder in His Welding Gear Hofmann and ScweitzerUnderwater welding combines all of the hazards of hot work with the potential for drowning, making it one of the most deadly jobs performed by maritime workers. Data from the Occupational Safety and Health Administration (OSHA) suggests an average of 13 workers per year suffer fatal injuries during commercial dive activities, and the number may be even higher due to lack of complete reporting.

    Causes of Fatal Injury in Underwater Welding Accidents

    In a study of occupational diving fatalities in the United States between 1989-1997, OSHA revealed 116 reported deaths among 3000 full-time commercial divers—a death rate nearly 40 times the national average across all industries. An employee who performs construction activities as part of a dive team is at even higher risk of severe or fatal injury, including:

    Drowning

    Drowning remains the overwhelming cause of death for commercial divers. Common elements that lead to drowning are failure to identify signs of distress, solo diving, high wave currents, and becoming entangled or pinned by equipment.

    Equipment Malfunctions 

    Defective heavy machinery may cause bodily trauma or electric shock, while handheld welding tools may cause burns and explosions.

    Decompression Accidents 

    Underwater welders should be trained on proper decompression procedures during deep dives. Even with adequate training and certification, divers may suffer decompression sickness (called “the bends”) or embolism due to the necessity of immediate surfacing to treat their wounds.

    Hypothermia 

    Maritime workers may be so focused on the job they are performing that they ignore the warning signs of hypothermia. Divers working on large projects such as hull repair or pipe maintenance must be given adequate breaks and stay in regular contact with crews on the surface.

    Each year brings improvements to diving gear, construction equipment, and safety standards that protect maritime employees. However, workers will see little benefit from these advances if employers and shipowners do not bring these practices onboard.

    If you or someone you love has been injured in a maritime welding accident, we can examine the details of your case to get you the maximum compensation you may be owed for your injury. Simply fill out our quick online contact form or call (800) 362-9329 today to speak with a lawyer at Hofmann & Schweitzer about your case.

     

  • Can I hire a maritime accident lawyer from any state?

    Search For Maritime Injury Lawyer Hofmann and SchweitzerMaritime injuries can involve a mix of state and federal laws, and each one will have its own limitations and options for compensation. As maritime injury lawyers who are based in New York, we represent clients across the country who have suffered an injury at sea, many of whom once worked on or near the Port of New York and New Jersey.

    How a New York Maritime Attorney Can Benefit Your Injury Case

    Maritime laws are federal, meaning they protect U.S. injury victims no matter what state they are from. In theory, this means that any attorney who is licensed to do so may file a claim for a maritime injury. However, there may be many additional laws that can apply to your case depending on where you live and where the injury occurred—and an injury attorney who is unfamiliar with all the factors in your case may not currently determine who is liable for your injury costs.

    If you suffered an injury at sea, you should strongly consider hiring an attorney who is familiar with:

    Maritime Law

    There are many maritime doctrines that can apply to an injury case, including the Longshore and Harbor Workers' Compensation Act (LHWCA), Jones Act, Death on the High Seas Act, and general maritime law.

    State Injury Laws

    New York state has a variety of laws that protect workers across several industries, including state workers’ compensation and construction worker injury laws. In addition, New York state laws protect victims who are injured in marinas, docks, harbors, and other marine facilities.

    Multiple Statutes of Limitations 

    The manner in which the injury occurred could affect the length of time a victim has to file for compensation. For instance, most cruise ship accident claims must be filed within one year of the incident, while victims must file a notice of claim with a New York municipality within 90 days.

    If you or someone you love has suffered an accident at sea, we can carefully examine the details of your case to get you the maximum compensation you may be owed for your injury. Simply fill out our quick online contact form or call (800) 362-9329 today to speak with a lawyer at Hofmann & Schweitzer about your case.

     

  • My maritime employer is trying to deny payment for my treatment. Can they do that?

    Maritime Insurers Commonly Deny Medical Treatments Contact Hofmann & SchweitzerMaritime laws state that employers are obligated to pay the costs of any reasonable medical treatment after an injury at sea. Unfortunately, many maritime employers and their insurance companies will deny payment for certain procedures that they think are too costly, claiming that these treatments are not actually necessary.

    Common Medical Treatments Denied by Maritime Insurers

    Although maritime employers are responsible for paying the medical bills, they are heavily involved in the process, creating a conflict of interest. All treatments must be authorized by the maritime employer in order to secure payment, and all injured workers are required to see a doctor who is approved by the insurance company. Injured workers should always see a trusted physician after an injury at sea, even if they are required to meet with a company physician.

    Common Medical Treatments Often Denied By Insurance Companies

    Surgery

    The costs of many surgical procedures, such as spinal fusion or joint replacement surgery, may range from hundreds to thousands of dollars. Even if a doctor recommends surgery as the best possible treatment for an injury, the insurer may deny the expense, claiming that there are other less expensive treatments available and not all alternatives have been explored.

    Imaging Scans

    Doctors typically rely on a variety of diagnostic tests to fully understand the extent and nature of an injury, including x-rays, CT scans, or MRIs. However, a doctor working for the insurance company may neglect to order one or more scans to save the insurer money—or to avoid finding a potentially costly complication.

    Rehabilitation

    Workers may need physical therapy for months or years in order to improve mobility, as well as take medications to treat chronic pain.

    Psychiatry or Counseling for PTSD

    Insurers may reject claims for psychological consequences of an injury, claiming that the mental or emotional effects stem from a pre-existing condition or are not related to the work injury. 

    Assistive Devices 

    Insurers are often resistant to claims for prosthetic devices, wheelchairs, spinal cord stimulators, or other devices that can increase quality of life.

    Our maritime injury attorneys are based in New York, but we represent clients across the country who have suffered an accident at sea. If your benefits have been denied or withheld, you may be able to collect punitive damages. Simply fill out our quick online contact form or call (800) 362-9329 today to schedule your free consultation.